Budget Calculator

Create a simple budget using the 50/30/20 rule. Enter your monthly income and get instant spending recommendations.

Example: $3,000/month income → $1,500 needs, $900 wants, $600 savings

Create Budget View Saved Budgets

How It Works

The 50/30/20 Budgeting Rule

50%
Needs
Rent, groceries, utilities, minimum debt payments
30%
Wants
Dining out, entertainment, hobbies, shopping
20%
Savings
Emergency fund, retirement, extra debt payments
1. Enter your monthly income - Your take-home pay after taxes
2. Input your current spending - What you actually spend in each category
3. Get recommendations - See if you're on track or need adjustments
4. Save your budget - Keep multiple budget plans for comparison

Quick Start Examples

$2,000/month
$1,000 needs | $600 wants | $400 savings
$4,000/month
$2,000 needs | $1,200 wants | $800 savings
$6,000/month
$3,000 needs | $1,800 wants | $1,200 savings